One balance. One card. Nobody keeps score.
Money goes into a shared pot before the bill arrives, so nobody has to cover it and chase everyone afterwards.
Everyone adds funds from their bank into one pooled balance.
The group spends from the pool on one shared card. Nobody's personal card is on file.
The ledger shows who's ahead or behind, and Flint nudges whoever owes.
No more one person's card on file for everything. The group card draws from the pooled balance, and every purchase lands on the ledger straight away, against whoever made it.
Scan the receipt or just type in the total, then split it evenly, by percentage, or however you want. It comes straight out of the pot before anyone leaves the table.
Everyone sees the same positions, updated as money moves. No spreadsheet, no mental math, and nobody stuck being the group's bill collector.
Creating groups, contributing, spending on the card, and standard transfers to your bank (1–3 business days). No monthly fee, no per-transaction fee.
Arrives in 1–3 business days. This is the default on every cash-out.
Want your cash-out in minutes instead of days? 1.75%, with a 50¢ minimum and a $150 cap, shown up front before you confirm. Available on cash-outs of $1 or more.
Standard transfers stay free, and you always see this before you confirm.
Putting money in together shouldn't mean giving up control of yours. Here's how it's built.
Payments and card issuing run on Stripe, and pooled balances are held with Stripe's regulated banking partners, not on our books.
You can only ever take out your own balance. No one in the group can move your money, and cashing out never pauses anyone's card.
Set spending limits per group, and freeze the card from the app the second something looks wrong.
Flint is launching on iOS. Drop your email to join the waitlist and we'll let you know the moment you can get in with your group.
iOS first. We'll message you when it's your turn, and never for anything else.