Group money, on a card
Never front the group again.
Everyone pays into one balance, and the group card spends straight out of it.
How the money moves
Everyone pays in
$50 · $100 · $250Everyone adds funds from their bank into one pooled balance.
Spend from one card
$2,000.00/mo limitThe group spends from the pool on one shared card, with limits you set together.
Flint keeps it fair
Sam · $540 not in yetThe ledger shows who's ahead or behind, and one tap nudges whoever isn't in yet.
One card the whole group uses
No one has their personal card on file. The group card draws from the pooled balance, and every purchase lands on the ledger against whoever made it.
Split it before you stand up.
The bill comes out of the pot, not out of your pocket. Scan it or type it in, split it evenly or by what each person had. Nobody fronts it, and nobody gets paid back later.
So who actually owes what?
Everyone sees the same numbers, updated as money moves, so nobody ends up being the one who chases it.
What Flint costs
Creating groups, contributing, spending on the card, and standard transfers to your bank.
1–3 business days, and the default on every cash-out.
- Withdrawal
- $240.00
- Standard fee
- $0.00
- You receive
- $240.00
One exception: 1.75% if you want it in minutes instead of days.
50¢ minimum, $150 cap, shown before you confirm. On a $240 cash-out, $4.20.
No monthly fee. Free to create a group.
Your share is still yours
Putting money in together shouldn’t mean handing it over.
Held with a regulated partner
Pooled balances sit with Stripe's regulated banking partners. They are not on Flint's books.
Withdraw only your own
You can only ever take out your own balance. No one in the group can move your money, and cashing out never pauses anyone's card.
Flint is a financial technology company, not a bank. Card issuing and payments run on Stripe. We’ll publish the named partner bank and pass-through FDIC insurance details in full before Flint opens to the public.
Roommates, friend groups, teams, trips.
Stop fronting the group.
iOS first. We’ll message you when it’s your turn, and never for anything else.